Efforts in making life affordable in the US
- Sumedha Rajbanshi
- Dec 6, 2025
- 2 min read
The Trump administration did a few things today to "solve the high grocery price issue". I am not claiming I know all the fine print about the antitrust and regulatory issues, that have occurred in the US' farming industry. I am sure they have problems; no industry is perfect. However, I have basic understanding of the production process of farming. The sources of uncertainty that impact output; what is that saying? "As unpredictable as the weather?" - I wonder what that could mean?! Again, not to be that annoying person which compares the United States to Europe, but Europe has fairly comprehensive policies to support farmers, to ensure food supply for the overall population. Not to mention, they are quite obsessed over the quality of groceries/ food.
Alright, well, let's go through the list of the factors which affect quality of life in the US and the largest factors to household cost and financial uncertainty. It is common knowledge that housing is the main financial strain to an individual's budget. As already debated widely, there aren't too many obvious solutions to housing, apart from increasing supply which takes time. It is also known the quick fix solution of rent stabilising is notoriously unpopular for landlords, especially if their main income generating activity is rent payments by tenants. Mortgage rates depend on the Fed rate; but the Fed rate affects more than just the mortgage market. So set housing aside for now.
I actually entered this question into ChatGPT and Gemini (in my efforts to adopt AI). Here are the screenshots of the outputs I received:
ChatGPT -

Gemini -

Healthcare costs might be ranked lower than e.g. food when averaging it out to cost per month. But, that is highly misleading. Gemini gives a clearer explanation of the fact that healthcare costs are the most stressful factor, because of the probability of going into debt from one health episode. The negotiation of drug prices was one step to address health costs, however drugs costs are marginal. If we continue with the family creation issue, according to Forbes, the average bill for birth at a hospital is ~$19,000. With insurance, the out-of-pocket cost is still ~&2000 - $3000. Kaiser Permanente talks about how additional complications can push that value much higher.
I understand the Trump administration needed to enact a policy for groceries, even if farming faces far more uncertainty and challenges to produce their output, compared to healthcare (what uncertainty does the health sector face to provide services? Health professionals walking out from their jobs en masse? Electricity outage? Buildings falling down at the same time?)
Since groceries have been addressed, the Trump administration should find additional solutions to healthcare costs, other than just lowering the cost of drugs.
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